The open enrollment period for accessing private insurance on the Marketplace exchange ended last night at midnight. However, those who missed the deadline may qualify for a Special Enrollment Period (SEP) — generally triggered by a change in circumstances, such as:
- moving to a new state, or to a place within the same state where different Qualified Health Plans (QHPs) are available;
- losing other health coverage;
- gaining or becoming a dependent (e.g., through marriage, birth, adoption, placement for adoption or in foster care, a child support order or other court order);
- meeting other “exceptional circumstances”.
It’s also important to note that there is no deadline for enrolling in Medicaid. To find information on eligible income levels and how to enroll, go to www.covermt.org or http://dphhs.mt.gov/healthcare.